Your loan application form must be accompanied by:
Identity Proof – Passport / PAN card / Voter’s Identity Card / Driving License / Identity Card with applicant’s photograph issued by Government, Aadhar Card.
Address Proof – Passport / Voter’s Identity Card / Driving License / Latest Utility Bill (electricity, telephone, postpaid mobile phone, piped gas and water bill) / Property Tax Receipt / Bank or Post Office Savings Bank Account Statement etc.
Income Proof: For Salaried Individuals –
1. 3 Months Salary Slip for salaried employees or Salary Certificate
2. Copy of last 2 years Form 16 or IT Return
3. Bank Statement for the last 6 months of the Salary Account
4. Appointment / Confirmation Letter if current job tenure is less than 1 year
5. Any other documents if required
Income Proof: For self-employed individuals –
1. Copy of IT Return, Computation of Income, CA Certified Balance Sheet and Profit & Loss Account, Tax Audit Report,26AS, all for the last 2 years.
2. Bank Statement for the last 6 months of the Business Accounts
3. Office Address Proof
4. Copy of Degree Certificate in case of Professionals
5. Any other documents if required.
A letter from the existing lender stating the list of documents held by them
Latest outstanding balance statement from existing lender.
Photocopy of property documents (In case of personal loan all respective documents related to that personal loan)
Loan account statement or loan track record.
The above documents need to be accompanied with the application form duly filled to new lender/bank.
