Loans
Balance Transfer Services – Save Money on Your Existing Loans
If you already have a loan and feel like you’re paying too much interest, our balance transfer services are here to help. Transfer your existing home loan or personal loan to us and enjoy lower interest rates and reduced EMIs.
Lower Interest Rates:
Transfer your loan to us at a lower interest rate and save money.
Flexible Terms:
Choose better repayment terms based on your needs.
Faster Processing:
Get approval and disbursement quickly to save more.
Save money by reducing your EMIs and interest.
No hidden charges, no surprises!
Better loan terms and repayment options
Easy process and quick approvals
Quick processing and simple documentation
Secure your loan with residential or commercial property
Mortgage Loans & Loans on Property – Unlock the Value of Your Property
Leverage your property to get the funding you need. Whether for personal use or business growth, our mortgage loans help you access funds at affordable rates with long repayment tenures.
Loan Amount:
Borrow up to 70-80% of your property’s value
Interest Rates:
Competitive rates for secured loans
Tenure:
Flexible loan tenure options
Quick & Easy:
Low-interest rates with long tenures
To secure a LAP with utmost ease, you must cope with the lender’s loan against property eligibility criteria. You can also rely on a loan against property eligibility calculator to determine your eligibility for securing a loan. However, the property must be registered in the name of the loan applicant or other family member.
Here’s what you need to be prepared with:
Age Limit of the Applicant 21 to 65 years
Employment Status Salaried Professional, Self-employed Individual
Annual Income At least INR 3 lakh per annum
Work Experience 1 year to 5 years
LAP Interest Rate 9.8 percent to 16.50 percent per annum
Maximum Loan Amount 70 percent of the property’s market cost or to up to INR 7 crore
Credit Score Applicant must have a credit score above 750
Repayment Time Frame 15 years to 20 years at maximum
Following are the documents required for a loan against property:
- Bank account statement (last three months)
- PAN card and Aadhaar card
- Residence and identity proof
- Salary Proof (for salaried applicants)
- Scanned copy of property documents
- Income tax returns (last two years)
- Form 16
Banks In Our Network
Our Promise to You
Whether you are looking for a Business Loan, a Personal Loan, to transfer your existing loan, or need a Mortgage Loan, we’re here to help. Our team of experts guides you through the entire process, making it quick, easy, and hassle-free.
Trusted Partner
With over 500+ happy families and more than ₹5000 crores sanctioned, we pride ourselves on being a reliable partner in your financial journey.
Transparent Process
No hidden charges, no surprises—just clear, straightforward loan options.
Customer-Centric Approach
Your needs and satisfaction are our top priority. We’re here to guide you through every step of the loan process and beyond.
How It Works!
Take the first step toward your dream home by reaching out to us for a free consultation. Let Finactt Consultancy help you find the perfect home loan solution—whether you’re purchasing a new home, refinancing, or renovating.
Free Consultation
Start with a free consultation to understand your specific needs and loan requirements. Our experts will guide you through your options.
Customized Loan Solutions
We compare offers from over 70 financial institutions to ensure we find the right loan product with the best terms for you.
Quick Approval & Fast Disbursement
We prioritize quick approval and fast disbursement to ensure you receive the funds you need without unnecessary delays.