Home Loan Service
Home Loans – Your Dream Home Awaits
A home loan is often the most significant financial decision you will make. At Finactt Consultancy, we offer some of the lowest interest rates starting from just 8.30%. Whether you’re buying your first home or refinancing an existing loan, we help you navigate the loan process with ease.
Interest Rates:
Starting at 8.30%
Loan Amounts:
Available for properties of all values
Tenure:
Flexible loan tenures, ranging from 5 to 30 years
Zero Processing Fees:
No hidden charges, no surprises!
Cashback Offers:
Get up to 0.6% cashback of the loan amount, saving you up to ₹1 lakh or more
Types of Home Loans We Offer
Home Purchase Loans
The most common type of home loan, ideal for buying a ready-to-move-in or under-construction property. We help you find the best loan terms and facilitate easy documentation and approval.
Home Improvement Loans
Looking to renovate or upgrade your home? We offer home improvement loans to help you fund renovations, extensions, and repairs to your property.
Home Construction Loans
Build your dream home from the ground up with our home construction loans, offering flexibility in loan amounts and disbursement.
Balance Transfer Loans
Transfer your existing home loan to us and benefit from a lower interest rate and better loan terms. Reduce your EMI and save on interest payments.
Top-up Loans
Need additional funds? Our top-up home loans provide extra financing on your existing home loan, with minimal paperwork and quick processing.
Why Choose Finactt Consultancy for Your Home Loan?
At Finactt Consultancy, we specialize in providing the best loan solutions for individuals and businesses across Mumbai. With over ₹5000 crores successfully sanctioned and a customer base of 500+ satisfied families, we’ve earned the trust of our clients by delivering tailored financial solutions for a variety of needs.
Lowest Home Loan Interest Rates (Starting at 8.30%)
We offer home loans with interest rates starting as low as 8.30%, making homeownership more affordable for you. Our expert team will help you compare options to find the best loan terms suited to your financial needs.
Zero Processing Fees
Say goodbye to hidden costs! We offer completely free processing fees on all our home loans, which means you can save more from the get-go.
Cashback Offers up to ₹1 Lakh
In addition to low rates, we offer a cashback of 0.3% to 0.6% of the loan amount, helping you save up to ₹1 lakh or more. A great way to reduce your loan costs!
Access to Over 70 Banks & NBFCs
We have strong relationships with more than 70 leading banks and NBFCs, ensuring you have access to a wide range of loan products and the best possible offers.
Balance Transfer Services
Already have a home loan? Save money by transferring your existing loan to us at a lower interest rate and better terms. Our balance transfer services allow you to reduce your EMI and repay your loan faster.
Customized Loan Solutions
Every customer has unique needs, and we offer tailored solutions that match your financial situation. Whether you need a long-term loan or short-term financing, we’ll help you find the best option.
Expert Guidance, Fast Approvals, and Quick Disbursement
Our experienced team provides personalized advice and fast-track processing to get your loan approved and disbursed in no time. Whether it’s a home loan, business loan, or personal loan, we ensure a smooth, stress-free experience.
Banks In Our Network
Our Promise to You
Whether you are looking for a Business Loan, a Personal Loan, to transfer your existing loan, or need a Mortgage Loan, we’re here to help. Our team of experts guides you through the entire process, making it quick, easy, and hassle-free.
Trusted Partner
With over 500+ happy families and more than ₹5000 crores sanctioned, we pride ourselves on being a reliable partner in your financial journey.
Transparent Process
No hidden charges, no surprises—just clear, straightforward loan options.
Customer-Centric Approach
Your needs and satisfaction are our top priority. We’re here to guide you through every step of the loan process and beyond.
How to Apply for a Home Loan with Finactt Consultancy
Take the first step toward your dream home by reaching out to us for a free consultation. Let Finactt Consultancy help you find the perfect home loan solution—whether you’re purchasing a new home, refinancing, or renovating.
Free Consultation
Start with a free consultation to understand your specific needs and loan requirements. Our experts will guide you through your options.
Documentation
Provide the necessary documents (ID proof, address proof, income proof, property details, etc.) to initiate the loan process.
Quick Approval & Fast Disbursement
We prioritize quick approval and fast disbursement to ensure you receive the funds you need without unnecessary delays.
Banks and finance companies have pre-determined home loan eligibility criteria to verify and provide maximum ease to loan borrowers. Apart from the eligibility criteria, banks look at the applicant’s credit history to establish creditworthiness and repayment patterns.
- Applicant must be between 21 to 65 years
- Salaried or self employed
- Annual income
- Collateral security
- Assets, financial stability and occupational continuity
- Residence status (Indian or NRI)
Reasons of Home Loan Rejection
Some of the home loan rejection reasons are given below:
- Unpaid dues and other ongoing debts
- Applicant’s address present on the defaulter’s list
- Applicant’s age does not come within the eligible age range
- Credit score below 600
- Multiple rejected loan applications
- Frequent job change
- Faulty repayment of ongoing debts
- Absence of required documents
PAN and Aadhar Card Applicant’s Passport
Voter ID Card Driving Licence
Documents for Address Proof
Utility bills (electricity or telephone bill) Salary slips of last 6 months and Form 16
Identity proof that contain address, like Aadhaar Card Bank account statements
Income proof and employment proof
Other Documents
Passport-size photographs of the applicant For self-employed, business continuity proof will be required (5 years)