Business Loans
Unsecured loans available for established businesses
Low-interest rates and easy repayment options
Business Loans – Grow Your Business with Confidence
We understand that every business has unique financing needs. Whether you need capital for working capital, expansion, or equipment, our business loans are designed to provide quick access to funds.
Loan Amount:
Flexible amounts based on your business’s needs
Interest Rates:
Competitive rates with flexible repayment options
Tenure:
Short and long-term loans available
Quick Disbursement:
Get funding quickly to fuel your business growth
Banks and finance providers have preset business loan eligibility criteria. To procure a commercial loan with the utmost ease, stick to the following eligibility criteria:
- Applicants must follow the RBI’s definition of Micro and Small Businesses.
- The sole purpose for obtaining a business loan (working capital, business expansion, or the purchase of machinery or equipment) must be specified.
- A personal guarantee is required. This will necessitate the main partner to act as a loan guarantor.
- The company must have been in operation in the same domain for at least three years.
- Financial papers, such as audited financial accounts, are unavoidable.
- Tax audit report (last 2 years).
- Bank statement of the business account (last 6 months).
The following business loan documents are mandatory to avail of a loan with utmost ease:
- Form and Photographs: Duly filled business loan application form and 2 passport size photographs.
- Proof of Identity: PAN card, passport, Voter ID card, MAPIN Card or driving licence.
- Residence Proof: Voter ID card, ration card, utility bills, including electricity bill, telephone bill, Aadhaar card or lease agreement.
- Age Proof: Voter ID card, Aadhaar card, PAN card or passport.
- Financial Documents: Income Tax Returns for the last 2 years, balance sheet audited by a certified Chartered Accountant (CA), profit and loss statement (2 years), along with a statement representing the business transaction.
- Proof of Income: Bank statement of business account as well as the personal account for the last two years.
- Proof of Business Ownership: Documents including the declaration of a sole proprietorship, a copy of the memorandum along with the articles of association will be required.
Banks In Our Network
Our Promise to You
Whether you are looking for a Business Loan, a Personal Loan, to transfer your existing loan, or need a Mortgage Loan, we’re here to help. Our team of experts guides you through the entire process, making it quick, easy, and hassle-free.
Trusted Partner
With over 500+ happy families and more than ₹5000 crores sanctioned, we pride ourselves on being a reliable partner in your financial journey.
Transparent Process
No hidden charges, no surprises—just clear, straightforward loan options.
Customer-Centric Approach
Your needs and satisfaction are our top priority. We’re here to guide you through every step of the loan process and beyond.
How It Works!
Take the first step toward your dream home by reaching out to us for a free consultation. Let Finactt Consultancy help you find the perfect home loan solution—whether you’re purchasing a new home, refinancing, or renovating.
Free Consultation
Start with a free consultation to understand your specific needs and loan requirements. Our experts will guide you through your options.
Customized Loan Solutions
We compare offers from over 70 financial institutions to ensure we find the right loan product with the best terms for you.
Quick Approval & Fast Disbursement
We prioritize quick approval and fast disbursement to ensure you receive the funds you need without unnecessary delays.