Personal Loan Service
Personal Loan Solutions – Quick Funds for Your Every Need
Facing unexpected expenses or planning a big purchase? Our personal loan solutions provide instant funds with minimal documentation, quick disbursal, and hassle-free repayment options to support your financial goals.
Instant Funds:
Get a personal loan with quick approval and fast disbursement to meet your needs.
Flexible Terms:
Choose a repayment plan that fits your budget and financial goals.
Competitive Interest Rates:
Enjoy affordable interest rates to make your loan repayment easier.
No Hidden Charges:
Transparent loan process with no unexpected fees or surprises.
Better loan terms and repayment options
Easy process and quick approvals
Banks and financial institutions have set personal loan eligibility criteria to ensure smooth loan approval and repayment. Apart from these criteria, lenders also assess the applicant’s credit history to evaluate creditworthiness and repayment behavior.
General Eligibility Criteria:
- Applicant must be between 21 to 60 years
- Salaried or self-employed with a stable income
- Minimum monthly/annual income as per lender’s requirement
- Good credit score (typically 700 or above)
- Employment stability and continuity in work
- Indian resident or NRI, depending on lender policies
To apply for a personal loan, applicants need to submit specific documents for verification. These documents help lenders assess eligibility, creditworthiness, and repayment capability.
Identity Proof (Any one of the following):
- PAN Card
- Aadhaar Card
- Passport
- Voter ID Card
- Driving Licence
Address Proof (Any one of the following):
- Utility Bills (Electricity, Water, or Telephone Bill)
- Aadhaar Card with Address
- Bank Account Statement
- Rental Agreement
Income & Employment Proof:
- Salaried Individuals:
- Salary slips of the last 3 to 6 months
- Form 16 or Income Tax Returns (ITR)
- Latest bank statements showing salary credits
- Self-Employed Individuals:
- Business continuity proof (at least 3-5 years)
- ITR for the last 2-3 years
- Audited profit & loss statement
Other Documents:
- Passport-size photographs
- Duly filled loan application form
Types of Personal Loans We Offer
Secured Personal Loan
A loan backed by collateral such as property, gold, or fixed deposits, offering lower interest rates and higher loan amounts.
Unsecured Personal Loan
An unsecured personal loan is a type of loan that does not require any collateral, making it ideal for individuals who do not wish to pledge assets such as property or gold.
Medical Loan
A specialized loan designed to cover medical emergencies, surgeries, hospital bills, and other healthcare expenses with quick disbursal.
Wedding Loan
A wedding loan is a type of personal loan specifically designed to cover wedding-related expenses, ensuring that financial constraints do not affect your special day.
Travel Loan
A loan that provides financial support for domestic or international travel, covering expenses such as flights, accommodation, and sightseeing.
Expert Guidance, Fast Approvals, and Quick Disbursement
Our experienced team provides personalized advice and fast-track processing to get your loan approved and disbursed in no time. Whether it’s a home loan, business loan, or personal loan, we ensure a smooth, stress-free experience.
Banks In Our Network
Our Promise to You
Whether you are looking for a Business Loan, a Personal Loan, to transfer your existing loan, or need a Mortgage Loan, we’re here to help. Our team of experts guides you through the entire process, making it quick, easy, and hassle-free.
Trusted Partner
With over 500+ happy families and more than ₹5000 crores sanctioned, we pride ourselves on being a reliable partner in your financial journey.
Transparent Process
No hidden charges, no surprises—just clear, straightforward loan options.
Customer-Centric Approach
Your needs and satisfaction are our top priority. We’re here to guide you through every step of the loan process and beyond.
How It Works!
Take the first step toward your dream home by reaching out to us for a free consultation. Let Finactt Consultancy help you find the perfect home loan solution—whether you’re purchasing a new home, refinancing, or renovating.
Free Consultation
Start with a free consultation to understand your specific needs and loan requirements. Our experts will guide you through your options.
Customized Loan Solutions
We compare offers from over 70 financial institutions to ensure we find the right loan product with the best terms for you.
Quick Approval & Fast Disbursement
We prioritize quick approval and fast disbursement to ensure you receive the funds you need without unnecessary delays.